Category: Finance

A guide to Gold Bullion investment

Investing your money is never free of risks, but buying bullion can ensure that investing money is a safe deal. However, it all comes down to how good your strategy is. So, you should have your basics covered.

What is Bullion?

Bullions are a large chunk or bulk of any precious metal be it gold, silver, platinum, or palladium. These can be bought but are extremely expensive. Gold and silver coins too are very popular and gold can also be traded in the form of small grains. Buy gold bullion Canada and it is a sure way to fix a lump sum amount of money in the bank, for future uses.

buy gold bullion canada

What are bullion coins?

Bullion coins are similar to bullion themselves. They are made of precious metals, and bought for investing money. Their content decides their value, and the prices are ever fluctuating. A few examples are, Canadian Maple leaf, South African Krugerrand, the British Sovereign, American gold Eagle, and the like. Tax treatment is favorable for these bullions in many jurisdictions as they are classed as legal tender.

How to buy Bullions?

The trick is to buy bullions when the prices are low and sell when the prices are high. Buy gold bullion Canada would like to point out that markets are not easily predictable. Metals like gold and silver if bought are a long term investment. If bought with a decreased price it can be quite the bargaining. Bullions however move on a different track, both to equities and to other commodities, and are useful against losses in investments and it is indeed an asset.

Buy bullions in a few simple ways

Buy gold bullion Canada and you will be making a worthwhile investment. In order to buy bullion you need recommendations. However recommendations may be limited to people who are willing to invest in a basket of commodities. Investment classes like property, oil and gas might limit your bullion buying opportunities. ‘Paper gold’ certificates and ‘ETCs’ are ways to ensure you are granted ownership of the real asset.

gold bullion in Canada

Places to buy bullion

Bullions can be bought in many parts of the world, in a range of countries including UK, US and Canada. There are tax charges to be aware about. You can compare advantages and disadvantages pertaining to different locations if you are thinking of buying gold outside of your country. Buy gold bullion Canada which is universal symbols of innovation, excellence and uniqueness. There are certain places in the world that gives special benefits to the investor who has bought bullion, inclusive of secure ownership and tax advantages.

Selling bullions

When selling bullion, invest with a supplier with transparency in terms of liquid market for re purchasing bullions at favorable rates. a number of suppliers have such transparent policies, some of which, are really simple and customer friendly. Buy gold bullion Canada with such transparent offers, and simple transactions. Investors must be careful not to choose ‘all-in-one’ pricing where your deal won’t be related to market rates. Keep these simple steps in mind and you will benefit.


Use a Merchant Cash Advance Loan to Grow Your Business

It can be difficult to get a loan to expand your business from the bank.  You can open a business credit card to get a short-term loan. However, if all of these don’t fit right, you can consider a merchant cash advance. This has really become popular in recent times.

merchant cash advance

What is MCA?

This is exactly what is appears like.  It is a cash infusion that is readily available. Hence, it will be useful for business in the retail category or restaurant when a large amount of capital is required for inventory expansion, renovations, or new equipment.

The merchant cash industry is pretty young but it has grown at a rapid pace. Usually, banks are reluctant to lend money to a new or small business. These lenders are going to fill the gap in the funds availability.  You should be aware of the fact that MCA can be pretty substantial. However, as long you are aware of the risk and how you will be able to make the payment, it can be a solid alternative to try out for a bank loan.

How Does it Work?

You will be able to get cash in advance in exchange for the part of the future debit or credit card sale. The merchant cash advance company is purchasing future card sales for a discount sale.  A factor rate is used for calculating how much you will be able to repay. This is the merchant cash advance Company’s way of assessing the risk amount.  The more risk the business, the higher is going to be the factor rate.

Things which go into the calculation of the factor rate will include the length of time for which you have been in business and your average monthly sales.  It will also depend on the industry. Once you are able to get the rate, you can simply double the amount that you will need by this rate in order to find out the amount of the future card sales which you have to sell to the cash advance provider.

Receiving Merchant Cash Advance

One of the benefits of merchant cash advance is that the MCA is paid through the percentage of the future card receipts. This means that the sales will go down. Hence, less money is going to be taken from the overall revenues. The cash flow isn’t reduced as much that can help out the business to keep operating if you are experiencing a downtime in sales or go through some seasonal fluctuations.

You will be able to pay the vendor with weekly or daily dates from the account. The second approach is known as Automated Clearing House or ACH withdrawal. Keep in mind that since a MCA company is purchasing a fixed amount of card sales in future, you are not going to gain an advantage by paying the amount at a faster rate. Also, you will not be penalized if you take longer to purchase the price.

merchant cash advance for business

On the basis of the merchant cash advance company you have chosen, there is going to be an application for you to fill. You will come to know very soon if you have been approved.  A big bonus of merchant cash advance is that they are quite unsecure.  Thus, you will not require any collateral or put your home on the line. Get more insights on financial news here!