Day: September 4, 2018

Office Supplies that You Need in Your Kitchen

You will be surprised to that there are some office supplies Canada which can be used in the kitchen.  As a matter of fact, food bloggers have also vouched for this combination. There are few office supplies that are more useful for cooking than for working.  Here are some top picks by the experts.

office supplies canada

Black Sharpie Marker

One of the best ways to save money in the kitchen is to write on everything, particularly write down the month or the year when you opened the new jar of jam, the date when you used the leftovers, and so on.

You should not take the word for it. Black sharpies are known to be indispensable tool that you will find in the commercial kitchen.  Professional chefs rely on them to label and date food and then identify the personal equipment such as knives.

Scissors

You should know that you should not be using the knives for cutting up the containers. The best case scenario is that you will dull the blades and will shorten the knives. Again the worst case scenario, some overly complicated packaging and wet hand, and you are going to end up in the ER getting stitches done.

There are few reasons you might like to get office supplies Canada like a pair of proper kitchen shears.  The blades will come apart when you have to wash. Thus, there is no chance that something gross or sticky is going to get stuck in there. It has been designed to cut tougher stuff such as packaging and chicken parts.  If you want to cut open a bag of frozen peas neatly, a pair of handled office scissors is going to do the job.

Masking Tape

The office supplies Canada like masking tape is pretty useful when it comes to labeling the leftover that are there in the containers. Obviously, you do not want to mark the containers with permanent ink.  In case you really want to get something, you might want to use different colors of tape. Use them for marking different kinds of food.

Sheet Protectorscanada office supplies

In case you have some good recipes that are simply scrawled on the notecards or have been clipped on the magazines years ago, invest in some sheet protectors. With these, you can just whip up the family recipes without even worrying about the spills or tears. Scan it and save a digital version for future use. In case you have a whole bunch of them, get these office supplies Canada with holes to fit in the binder.  You will be able to keep these neatly corralled.

Binder Clips

This might be a personal preference but people tend to lack patience when it comes to personal bag clips.  These are either complicated or break easily. Binder clips work really well. It is strong enough and can be reused. You have to keep it tight enough to grip the snacks from being spoiled due to humidity.

Dry-Erase Board

White boards are not just useful for the corporate meeting sessions.  Get one of these office supplies Canada with magnetized back. This is just the ideal way to run the grocery list. This way you will not be wasting your time or money to run and get things that you forgot you needed.  


Use a Merchant Cash Advance Loan to Grow Your Business

It can be difficult to get a loan to expand your business from the bank.  You can open a business credit card to get a short-term loan. However, if all of these don’t fit right, you can consider a merchant cash advance. This has really become popular in recent times.

merchant cash advance

What is MCA?

This is exactly what is appears like.  It is a cash infusion that is readily available. Hence, it will be useful for business in the retail category or restaurant when a large amount of capital is required for inventory expansion, renovations, or new equipment.

The merchant cash industry is pretty young but it has grown at a rapid pace. Usually, banks are reluctant to lend money to a new or small business. These lenders are going to fill the gap in the funds availability.  You should be aware of the fact that MCA can be pretty substantial. However, as long you are aware of the risk and how you will be able to make the payment, it can be a solid alternative to try out for a bank loan.

How Does it Work?

You will be able to get cash in advance in exchange for the part of the future debit or credit card sale. The merchant cash advance company is purchasing future card sales for a discount sale.  A factor rate is used for calculating how much you will be able to repay. This is the merchant cash advance Company’s way of assessing the risk amount.  The more risk the business, the higher is going to be the factor rate.

Things which go into the calculation of the factor rate will include the length of time for which you have been in business and your average monthly sales.  It will also depend on the industry. Once you are able to get the rate, you can simply double the amount that you will need by this rate in order to find out the amount of the future card sales which you have to sell to the cash advance provider.

Receiving Merchant Cash Advance

One of the benefits of merchant cash advance is that the MCA is paid through the percentage of the future card receipts. This means that the sales will go down. Hence, less money is going to be taken from the overall revenues. The cash flow isn’t reduced as much that can help out the business to keep operating if you are experiencing a downtime in sales or go through some seasonal fluctuations.

You will be able to pay the vendor with weekly or daily dates from the account. The second approach is known as Automated Clearing House or ACH withdrawal. Keep in mind that since a MCA company is purchasing a fixed amount of card sales in future, you are not going to gain an advantage by paying the amount at a faster rate. Also, you will not be penalized if you take longer to purchase the price.

merchant cash advance for business

On the basis of the merchant cash advance company you have chosen, there is going to be an application for you to fill. You will come to know very soon if you have been approved.  A big bonus of merchant cash advance is that they are quite unsecure.  Thus, you will not require any collateral or put your home on the line. Get more insights on financial news here!


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